To administer a transaction that does not involve physical currency exchange such as online or by phone transactions, you may need real credit card numbers that work with security code. The code is applied for those transactions to protect credit card holder from being a victim of fraud. Of course, the safest way to obtain working credit card numbers is by becoming legitimate card holder or being listed as authorized user of that card. Nonetheless, people turning creative to get such working card information.
How Does Security Code Work?
Security code is often called by many different names. Some institutions name it as card security code or CSC, while some others call it by card code verification or CCV. It is a tool against fraudulent transaction that threatens many card holders’ personal information and assets. Depending on card issuer, this code can be found either on the front side or back side of a credit card. It usually encompasses three to four digits of number.
When you are conducting a transaction without meeting the merchant, this code is very important. It is needed to prove if the person on another end of transaction is actually holding real credit card numbers that work with security code. That way, when a bill is charged, it is going to the right person. There are many hackers who are using other people’s accounts for their own gain.
The risk for that kind of fraud can be minimized. As holder of a credit card, you need to avoid sharing card information unless it is really necessary. Card thieves often try disguising as card companies to obtain your information. Another thing that you can do is ripping your bills or card statements before throwing them away. Often times, your card numbers are written on to these papers and you set it aside without paying too much attention.
It is also recommended that you are making transactions at trustworthy places. In the case of missing cards, you need to immediately report to your card issuer so access to your account will be suspended. The most important thing for card holder who has real credit card numbers that work with security code is to check their monthly billing statement. If they receive a bill for unauthorized transaction, a fraud on your credit card might be happening and you need to contact card issuer immediately.
Many websites are able to generate card numbers that will pass through validity test using Luhn algorithm. However, when those card numbers are used for real transaction, they will not work. It is because the card numbers are not produced by financial institutions like banks. Any number that is designed to pass that algorithm will be considered valid, but valueless.
There are people all over the internet who promote real credit card numbers that work with security code. Those offers are perhaps tempting to you. But after you have learned that these working cards are often gained through fraud, you might want to be more careful. Be wise when looking up for this kind of offers.